What does the TSP C fund track?
The C Fund's investment objective is to match the performance of the Standard and Poor's 500 (S&P 500) Index, a broad market index made up of stocks of 500 large to medium-sized U.S. companies.
Is TSP C fund risky?
The C Fund is a heavily diversified investment but it does come with the risks. The C Fund is moderately volatile and is subject to market risk as the price of stocks in the S&P 500 Index rise and fall. Further, you are exposed to inflation risk if your C Fund investment does not grow enough to offset inflation.
What does the TSP I fund track?
Summary: The TSP I Fund (International Stock Index Investment Fund) invests in stocks of 44 foreign countries. The TSP I Fund is an international stock index fund that tracks the investment performance of the Morgan Stanley Capital International ACWI IMI ex USA ex China ex Hong Kong Index.
What fund does the TSP S fund track?
The S Fund's investment objective is to match the performance of the Dow Jones U.S. Completion Total Stock Market Index, a broad market index made up of stocks of small-to-medium U.S. companies not included in the S&P 500 Index.
What is the difference between TSP C and S fund?
The I Fund can be useful in a portfolio that also contains stock funds that track other indexes such as the C Fund (which tracks an index of large U.S. company stocks) and the S Fund (which tracks an index of small U.S. company stocks).
What is the average return on the TSP C fund?
Basic Info. Thrift Savings Plan C Fund Monthly Returns is at 1.68%, compared to 4.54% last month and 6.28% last year. This is higher than the long term average of 0.95%.
What's the most aggressive TSP fund?
The most aggressive Lifecycle Funds (L Funds) were up 14.6% (the L 2055, 2060, and 2065 Funds) so far this year. All TSP Funds are up in 2023. Over the past 12 months, only one TSP Fund has had a negative return. That is the F Fund which is down 0.87% over 12 months.
Is the TSP C fund a good investment?
Those TSP participants who steadily invested in the C Fund since or shortly after its inception in 1988 have by now become millionaires, some twice over… despite the downturns over the years!
What is the safest TSP fund?
The TSP offers these risk ratings but offers no context. Take, for instance, the G fund. While certainly a low volatility investment, it is ranked 1/5 on the risk table because of its principal protection features. Many people call this fund the safest TSP fund.
What is the TSP C fund performance in 2024?
The federal government's 401(k)-style retirement savings program had a bit of a bump start to 2024, as only two of the Thrift Savings Plan's five core offerings finished January in the black. The TSP's C Fund, which is made up of large- and mid-size businesses, posted the best performance last month, increasing 1.68%.
Does TSP C fund pay dividends?
You can't really see the difference at first glance, because the TSP funds all automatically include dividends and interest in the fund price.
What is the most volatile TSP fund?
On the opposite side of the volatility spectrum, the S Fund (small cap U.S. stocks) has the largest annualized standard deviation: 21.44% as of this writing, and is therefore the riskiest.
What TSP fund is performing the best?
Over the course of 2023, the S Fund increased 25.30%. The common stocks of the C Fund finished December 4.54% in the black, while boasting gains of 26.25% for the year. The international (I) fund saw the second-best monthly performance of the TSP's core offerings, growing 5.39%.
How much should I invest in C fund TSP?
Here's the ratio we recommend for your portfolio: 80% in the C Fund, which is tied to the performance of the S&P 500. 10% in the S Fund, which includes stocks from small- to mid-sized companies that offer high risk and high return. 10% in the I Fund, an international fund that invests in stocks from overseas companies.
What fund should I put my TSP in 2023?
The 2023 return for the C fund was 26.25%. Notably, it was followed very closely by the S fund which stunningly put together two consecutive months of over 10 percent returns in both November and December. The S fund returned 25.30% for the year. The I fund was not far behind with a very respectable return over 18%.
What are C and S funds?
F Fund – a fund intended to perform like the Bloomberg Barclays U.S. Aggregate Bond Index. C Fund – a common stock fund that matches the Standard and Poor's 500 (S&P 500) Index. S Fund – a small cap fund that tracks the Dow Jones U.S. Completion Total Stock Market Index.
How much should I have in my TSP at 40?
If you follow this formula, it should allow you to accumulate your full annual salary by age 30. Continuing at the same average savings rate should yield the following: Age 35—two times annual salary. Age 40—three times annual salary.
How much should I have in TSP by age?
So to answer the question, we believe having one to one-and-a-half times your income saved for retirement by age 35 is a reasonable target. By age 50, you would be considered on track if you have three to six times your preretirement gross income saved.
What TSP funds does Dave Ramsey recommend?
In a nutshell, Ramsey advises federal employees to invest at least 5% in a Roth TSP, then invest the rest in a Roth IRA. He also recommends investing in a handful of TSP funds -- funds C,S, and I -- with a higher percent in the C Fund (at least 60 to 80%).
Is the C fund good?
Thanks to these stocks, which contributed to about 2/3rds of the S&P 500 gains, the TSP C Fund saw very favorable impacts. The final finishes for the core TSP stock funds are: C Fund: 26.25% S Fund: 25.30%
How to become a TSP millionaire?
First of all, you have to contribute as much as you can afford and at a minimum, the 5% employee contribution where you get the 5% match from the government. And the other side of the sword is to invest as aggressively as you can tolerate.
What companies are in the TSP C fund?
The TSP C Fund is a U.S. stock index fund invested in common stocks of the 500 companies in the Standard & Poor's 500 (S&P 500) Index. Many of the stocks in the index are household names, such as General Electric, Coca Cola, Exxon Mobil, and Walt Disney.
What percentage of people are TSP millionaires?
Although 1.4% of total TSP participants may seem like a small number, it is evident that becoming a TSP millionaire is achievable. Yes, you could be part of the TSP Millionaires Club.
What is the C fund performance in 2023?
The C Fund is now up 20.76% for the year. The most aggressive Lifecycle Funds (L Funds) are up 16.75% in 2023. These three funds with the highest stock percentage in their portfolios (L 2055, L 2060, and L 2065) were up 9.14% in November—slightly above the monthly return for the C Fund.
What is the recommended asset allocation for a 60 year old?
You may have heard of age-based asset allocation guidelines like the Rule of 100 and Rule of 110. The Rule of 100 determines the percentage of stocks you should hold by subtracting your age from 100. If you are 60, for example, the Rule of 100 advises holding 40% of your portfolio in stocks.
